Programming, marketing and facility management are all critical components of campus recreation, but it costs money to execute most anything. “Budget planning is a balance to make data-driven decisions to meet the needs of the institution and plan for the future,” said John MacDonald, the director of recreation at the University of Akron. In fact, there […]
Category: Finance
Women need to save more than men for retirement
Married women still rely to a large extent on their husbands to ensure their retirement will be comfortable, but for women who want to be financially independent of their spouse or who face retirement without a partner to support them financially, the barriers to saving enough are formidable. Women face significant hurdles to saving enough […]
5 ways to finance senior care
If you recently paid a visit to an aging parent’s home, you may have been surprised by the changes in their health. Seniors often hide their struggles from family for fear of being a burden or out of concern that loved ones might try to convince them to move to a senior community. Recognizing an […]
Ready to retire abroad? Not so fast
The world is full of tropical paradises and other exotic places where a couple can live comfortably on $2,000 a month or less. Plus, good health care abroad can cost a fraction of what it does in the U.S. If living more cheaply is the only reason you’d retire to another country, though, you’re likely […]
6 Tips To Improve Your Home Purchase Offer
Are you looking to buy a home in the current seller’s market? We’d wish you good luck, but making a standout offer on a home requires more preparation than luck. To uncover successful home buying tactics in a competitive market, the brokerage website Redfin analyzed approximately 14,000 home purchase offers from 2016 to 2017 where […]
Personal Finance 101: Young People Need to Learn About Money
It is gratifying to know that state legislators and education regulators across the nation are moving to improve financial literacy education at the high school level. It seems logical to offer personal finance courses to high school students, since they soon will be dealing with college loans and other financial decisions related to entering the […]
Travel allowance or company car?
Which is better: a company car or a travel allowance? It’s a question that perplexes both employers and employees. In light of new South African Revenue Service (Sars) requirements for travel reimbursements, it needs to be carefully revisited, says Jerry Botha, master reward specialist and executive committee member of the South African Reward Association. Botha […]
Only 37% Of Millennials Have A Retirement Account
Who’s thinking about retirement when they’re young? Retirement accounts are typically not a priority for young workers – but they should be. That’s precisely the time to take the greatest advantage of compounding interest by contributing as much as your fledgling budget can afford. A new study from the University of Missouri suggests that millennials, […]
A beginner’s guide to investing
Personal finance. Hear that and we picture a complex web of taxes, fixed deposits, mutual funds, demat accounts and just a lot of confusion. We want to save money, invest and watch that money multiply but take a long time getting around to it. Maybe we don’t have enough money or make enough money. Maybe […]
Variable rate mortgages are looking mighty good right now
Variable rate mortgages haven’t looked this attractive in years. That’s not to say they’re the right choice for people buying a home or renewing a mortgage. If you have some financial stress in your life already, a fixed-rate mortgage is a better choice. But if you want to lock down a very low rate today […]
Coupon Maven Offers High-Tech Tips For Extreme Couponing
Shoppers have long been using coupons as a way of saving money on their grocery bills. But as Dominique Aviles explained to her avid listeners, the digital realm has created an array of new tools to make the process easier, more effective, and more lucrative. Aviles, of Norwich, led a workshop May 1 at the […]
Plan your own royal wedding on a regular budget
In five short days, the world will stop what it is doing to watch the wedding of the year as Prince Harry marries American actress, Meghan Markle. As with past royal weddings, this one is expected to dazzle the imaginations of wedding lovers everywhere; many looking for inspiration for their own dream ceremony. While the […]