Think back to the last time you and your honey talked about money? We’re going to guess that it wasn’t a positive experience. That’s because most of our money conversations are reactive; they’re based around bills, budgets, overspending or other issues that pop up. Rarely do couples have positive discussions about their dreams, values and […]
Entering adulthood saddled with student loans and possibly other debt is the norm for most American Millennials today. Those who paid off debt at a young age say taking the reins early — even if you don’t earn a rock-star salary — lets you choose your own path instead of one dictated by debt. Entering […]
Do you have money on the mind? It may adversely affect your physical and mental health, particularly if you’re invested in the stock market. A 2014 study by two University of California at San Diego professors tracked hospitalizations in California over three decades and found daily fluctuations in stock prices had “an almost immediate impact […]
It’s no secret many people are looking for ways to save a buck here and there. While gardening can be an investment, there are some tips for you on how to save money and protect the environment while enjoying your landscape. First, get to know your yard. If you’re new to your home and it […]
Countless workers look forward to retirement and the chance to get a well-deserved break from the daily grind. But it seems like a growing number of workers aren’t rushing into it the same way their predecessors did. An estimated 53% of workers aged 60 and over say they intend to postpone retirement, according to a […]
We know that retirees have a habit of moving to certain cities and states to make their money go further, but recent research shows that people who haven’t yet reached their Golden Years think they’ll have a tough time financially during that chapter in their lives. A Gallup poll found that 46% of Americans who […]
There’s nothing more satisfying at the end of your career than being able to retire comfortably. But you can’t expect the retirement you truly want if you don’t save for it. With millions of people having no retirement savings at all, the burden is on you to take advantage of the many ways you can […]
Americans aren’t terrific at saving for retirement. Many are even worse when it comes to figuring out how much to spend once they get there. An actuary who’s studied the issue for three decades recently proposed a relatively straightforward strategy that can help. In its simplest form, the “Spend Safely in Retirement” plan suggests waiting […]
Exploring nature and sleeping under the stars can be viewed as an economical vacation. But buying gear and booking campsites or renting an RV can add up. With some cost-saving strategies, camping can fit a variety of budgets, whether you’re planning a car or RV camping trip or backpacking. Try these tips to enjoy the […]
Have you noticed how much everyday expenses have risen over the past few years? The housing market has been soaring in most areas of the U.S., so rent and mortgage payments are climbing. If you’ve looked into buying a new smartphone lately I’m sure you’ve felt the sticker shock there, too. The top of the […]
The business always comes first, and that’s the first big mistake. Owning a business might be part of your American dream. For some baby boomers, entrepreneurship is also a part of their retirement. A report from the Kaufman Foundation found that baby boomers are twice as likely to plan on starting a business as millennials, […]
Home improvement projects aren’t constrained to a single season, but during these warmer months, your focus is no longer simply on your home’s indoors. Now there’s outdoor yard work to do as well, and if you’re looking to recreate your outdoor space, your outside projects may include some landscaping. If you have landscaping as part […]
