Shopping online, or over the phone, has become second nature for the Irish consumer – but is it time to second guess our choice of plastic? Your choice of bank card – whether it be credit or debit – can impact safer shopping, credit rating and budgeting, according to personal finance advisor Paul Merriman. From […]
One of the most contentious issues in personal finance is whether it’s smarter to buy a home or to rent. Those who prefer owning argue that renting is the same as throwing your money away, as you give up the opportunity to build up equity in a home. But as any homeowner knows all too […]
A new survey released by the Employee Benefit Research Research Institute (EBRI) last month showed some encouraging results for retirees. After tracking the non-housing assets, which included non-primary residences, IRA’s, stocks, cash, etc., for retirees, EBRI found that “retirees generally exhibit very slow decumulation of assets” (or the spending down of assets to fund retirement) […]
There are people who haven’t checked their bank statements in months, and there are others who compulsively review their balances, transactions (pending and completed), and app alerts several times a day. If you know where your money goes, and aren’t working toward any specific goals at the moment, operating on cruise control may be fine […]
Justin Halverson joins us with advice on how best to blend two financial ideologies into one financial plan so that you can start your marriage off on the right financial foot. MINNEAPOLIS – Love is in the air and wedding season is in full swing! It’s a wonderful time to celebrate but as many of […]
Pinterest boards and Instagram feeds constantly stream stunning images to brides and grooms but are these ideas easily implementable within a couple’s wedding budget? Naturally, some are and some are not. These images certainly can provide ample inspiration but when it comes down to a wedding budget reality check, many couples get disappointed that their […]
If you are leading a fast-paced life, you are most likely to have great drain on your budget. Bills, food, rent, pocket money for your kids, money to spoil yourself and many many more expenses. You probably pay an arm and a leg for cleaning products, don’t you? Life is too short to pour money […]
While shopping can be fun, the consequences might not be so great if you didn’t budget for it. Impulse buying can lead to waste, overspending, and accumulating debt. Below are some ways to help you curb these urges. A recent slickdeals.net survey found that Americans spend about $450 a month on impulse buys. That adds […]
LAS VEGAS – You could be one step closer to the best deal for your dollar with every click of a key and scroll of a mouse. Maybe you didn’t actually click the ad, but it sees that you saw it, and what did you do after that. Scott Hutchison works with Firetoss Digital Marketing. Online algorithms […]
Americans spend more than $60 billion a year on wine, and if you’re one of the millions who enjoy a little vino – you’ll want these tips for saving serious money on it. Americans love their wine, especially Baby Boomers and Millennials. In fact, the average Millennial drank two cases of wine last year alone. […]
Exploring nature and sleeping under the stars can be viewed as an economical vacation. But buying gear and booking campsites or renting an RV can add up. With some cost-saving strategies, camping can fit a variety of budgets, whether you’re planning a car or RV camping trip or backpacking. Try these tips to enjoy the […]
Many people desire financial security, few ever get to achieve it. There is freedom in spending money without having to worry where your next dollar is going to come from to meet your other financial obligations. Financial security is the reward of a strict financial discipline and sound financial management practices. If you are not […]
