You found a good financial planner to help you manage money and achieve your goals. Congratulations, that’s a big step. Now comes a leap — opening up about money. There’s a reason it’s called personal finance. Almost everything about your life can influence your financial decisions, so get ready to talk about more than dollars […]
Category: Finance
Rise in claims for early stages of critical illness
Each year, the big life assurance companies release statistics of their death, disability and severe illness claims for the previous year and they serve to remind us just how important it is to be adequately covered for death and disability. These companies exist to pay benefits to policyholders and they pay out billions of rands […]
No retirement savings at 60? Here’s what to do
Are you in your early 60s and concerned that you have no retirement savings? If yes, you’re not alone. According to research from Aegon, the average pension pot for those aged 55-65 in the UK is just £106,000. That’s a long way short of what financial experts advise people should save in general, and truth […]
Money Tips for High School Graduates
As graduates begin college or adulthood, money expert Steven M. Hughes from Know Money Inc shares tips to help form a good financial foundation. Congratulations are in order for many high school students that will walk across the graduation stage this Spring. As graduates begin college or adulthood, money expert Steven M. Hughes from Know Money […]
5 Tips to Make PPC Advertising Work for Your Business
According to recent studies, paid ads get 65 percent of clicks in searches with high commercial intent. This can include a paid ad set up to target a specific audience. Take a look at how to set up new PPC campaigns for good returns. PPC advertising has become one of the most influential online marketing […]
How to Drive More Sales to Your Online Store on a Shoestring Budget
Launching an e-commerce store has become easier than ever, even if you don’t have a big budget. Check out these tips to help you grow your online store on a small budget. Today’s tech startups are lean, mean bootstrapping machines. Online merchants could use some of that lean thinking for their own businesses. Learning how […]
How to find your happy medium to spending in retirement
While retirement has always signalled a big change in people’s lives, there was a time when the financial decisions surrounding retirement were less complex. Spend your career working for the same company and retire with your family home loan repaid. Perhaps you had some savings in the bank earning a decent interest rate, and your […]
Tips for tighter budget
Money is not everything, but how you manage it can be key to whether you make it or break it. Iowa State University Extension, in partnership with Iowa Central Community College’s English Second Language program, taught “Your Money, Your Future”, a course aimed at helping Storm Lake become more financially literate. The course provided some […]
Pare down the price of relocation to a new state with these cost-saving tips
Moving to a new state can bring opportunity, adventure — and increased financial strain. From packing boxes to settling into your new home, moving costs can add up. But you can cut costs each step of the way and maybe even make a little money. 1. Before you go As you prepare to move, downsizing […]
EIGHT TIPS TO HELP YOU SURVIVE FESTIVAL SEASON ON A BUDGET
From seasoned ravers to festival newbies alike, everyone’s pinching pennies when it comes to festival season. Here’s how to have fun in the sun on a budget! Between transportation, festival food, hotels, camping supplies, and outfits, festival living is not for the faint-hearted. Tickets alone are not cheap, and that’s only the beginning of a […]
Can You Guess the Typical Millennial’s Retirement Savings?
The typical millennial has absolutely nothing saved for retirement, according to a recent study released by the National Institute on Retirement Security. More precisely, 66% of millennials have zero socked away for retirement. The median savings among the remaining 34% is $19,100, which puts the vast majority of my generation far behind where we need […]
Delaying Social Security can protect a surviving spouse
Savvy husbands and wives spend a lot of time coordinating when to start taking Social Security to maximize their total benefits. But it’s just as crucial to plan for when that income is slashed after the first spouse dies. One silver lining in Social Security is that no matter which spouse dies first, the survivor […]