Look for spending leaks. Like a plumber searching for the source of a high water bill, examine your spending habits carefully to identify significant but unrecognized expenditures that may be leaking from your cash flow stream. This is best accomplished by preparing a rudimentary budget, and then carefully tracking each expense incurred over a one-month […]
Are your receipts scattered about your home and statements piled high on your desk? Spring is the season that we typically clean, organize, and purge our home of excess things. It also coincides with tax season as we begrudgingly sort through receipts and statements while gathering data for our annual returns. If the paperwork is […]
Saving more money is one of those broad goals everyone sets for themselves, but with so many tips and tricks out there, it can be hard to know exactly where to begin, especially when the temptation to buy a new pair of sneakers is always looming in the back of your head. Fear not, budget […]
With T-Mobile and Sprint opting to merge and promising lower prices, wireless wars are starting to heat up — but consumers don’t have to wait to start saving on their wireless bills, according to experts. On Sunday, the two titans reached a $26.5 billion merger agreement to take on rivals Verizon and AT&T, touting lower […]
It’s no secret a kitchen appliance is a major purchase. So you might be surprised to learn some of these clever money-saving tips from industry insiders. Don’t focus on seasonal sales You don’t want to wait until your refrigerator or oven breaks before replacing it, but you don’t need to time your purchases around Memorial […]
Most people make firm financial resolutions every New Year, especially after spending big during the holiday season. However, these resolutions often go unfulfilled because most individuals disregard the importance of creating an effective money-saving strategy. Apart from setting aside your extra earnings in a fixed account, you ought to develop financial discipline if your end […]
This isn’t an easy or surface level topic. It’s very serious and runs deep into the fabric of relationships in retirement. The fact that married men struggle with this transition is a something that plays out time and time again and needs to be addressed in a more serious manner… and it needs to start […]
THE prospect of being free from your monthly home loan payments might seem like a distant dream. But if you’re clever with your cash, everyday savings on bills and shopping can be put towards extra mortgage payments so that you’ll be debt-free sooner than you think. We’ll show you how you could save £6,090 a […]
Leakage: It’s more than just a plumbing problem. The term also describes money that, for various reasons, gets removed permanently from Americans’ 401(k)-style accounts and Individual Retirement Accounts — well before retirement age. “Leakage out of workplace plans and IRAs reduces retirement saving,” a new study by researchers at Boston College noted. “This reduction would […]
Congrats! You hit your first payday. Maybe you earned $20 for babysitting, extra cash for yard work or a first payment from a part-time job. You put the money in the bank, but -— what’s next? High school is a great time to build good financial habits, but anyone can benefit from the basics. And […]
THE holiday season has begun in earnest and sunseekers are finding real bargains as travel firms slash last-minute prices by up to half. The Costa Brava and Costa Dorada in Spain, and the Greek island of Corfu, offer some of the cheapest budget breaks with prices from as low as £125 per person These prices […]
Expanding your family certainly has a way of shifting your perspective on finances. Whether you’re hitting up your local big box store for baby gear, diapers or mapping out a budget for child care costs, you’ll want to pinpoint the spending and saving strategies that work best in your household. Here, real parents share the […]
