Ever wondered how to get your home looking picture perfect and Pinterest worthy? Or do you have interiors envy whilst flicking through the gorgeous pages of leading homes magazines. Well now, to celebrate the 10th anniversary of leading homewares haven Homesense, we have top tips for styling your home on a budget from the experts […]
Category: Finance
What a Trade War Could Mean for Your Personal Finances
If you’ve followed the news at all lately, there’s a good chance you’ve seen something about President Trump’s proposed tariffs on certain imports, as well as the term “trade war” being used to describe what could happen. While it may not seem like it, a trade war could have a major effect on the wallet […]
Is it even possible to do prom on a budget? Yes, here’s how
High school prom has turned into a red carpet event costing most families upwards of $600 for an evening of glamour, but experts say there are budget-friendly options for an equally beautiful night of fun. Sarah Tam, head of fashion at Rent the Runway, and Nick Stenson, vice president of Salon Services and Trend at […]
Here’s what happens when you don’t pay off your credit card balance in full
Nearly half of Americans have been carrying a credit card balance for two or more years. And the average household with revolving credit card debt owes $6,081. But not making payments in full and carrying a balance can add up, thanks to exorbitant, oftentimes double-digit interest rates. To give you an idea of just how […]
What to do if you missed the (second) tax deadline
The deadline to file your taxes has come and gone. Twice, even: The original April 17 deadline was extended to midnight April 18 after the Internal Revenue Service’s official website crashed and left millions of people frustrated. If you still weren’t able to make the new deadline, though, you are not alone. Some people knew […]
Healthcare hints: 5 savings tips for budget-conscious consumers
As Americans work hard to meet all the obligations that come with work, family and everyday life, many are challenged to find time to manage all the financial elements affecting their healthcare. If you’re among them you’re far from alone, since the multiple details associated with healthcare insurance can be confusing. At the same time, […]
Are you self-employed? Consider a SEP IRA for retirement savings
Millions of Americans are their own boss, which means that millions of Americans need to be proactive with their retirement savings. One-in-ten workers are self-employed, according to a 2015 Pew Research Center report, and another 20 percent work for the self-employed (although only a quarter of these businesses employ other workers). Where you work overwhelmingly […]
Save Money In The Office: 5 Everyday Cost-Cutting Tips
Running a business is tough and money always seems to be tight. But there are many ways that you can save money in the office by making just a few simple changes. Here are five of the best ways to start cutting back on costs today. 1. Hot Desking If you’ve never heard of hot […]
5 Tips For Stress-Free Budgeting
Budgeting – it’s a word that can send shivers through even the most savvy of spenders. Making and keeping track of your budget can seem impossible but when money is tight, it’s essential that you do exactly that. While a payday loan could provide relief in a financial emergency, keeping track of an ongoing budget can help […]
Financial Benefits Of Investing Your Tax Refund
For many people, tax refund day is like Christmas in the spring. As they prepare their tax returns, millions of Americans hold their breath in anticipation of how much their tax refund is going to be — and then run to the mailbox every day hoping to receive their “gift” from Uncle Sam. Last year, […]
How to Make Sure a Budget or Foreign Airline Is Safe
Budget airlines are a decent option for cheap travel, but they’re also known to be uncomfortable, they nickel and dime you for every little thing, and now, people are questioning the overall safety of these low-cost flights. These four tips will help you pick a budget or foreign airline that meets all the right safety […]
How much money you have to save each month to become a millionaire by age 67
Reaching seven-figure status isn’t as hard as you may think. In fact, some say that “millionaire is the new middle class.” To illustrate just how attainable the dream of becoming a millionaire could be, personal finance site NerdWallet created a chart showing how much money you need to set aside each month in order to […]