These days, our whole lives are on our phones. From calendars to social media to music, smartphones have a lot of uses, and saving money can be one of them. While you may know that apps can save you money, you may not know that there are multiple types of money-saving apps. With so many […]
Category: Finance
Understanding The Tax Benefits Of A Mortgage
As the tax filing deadline looms, many Americans continue to prepare and file their annual income taxes. The 86 million taxpayers who own their homes and have a mortgage, can take advantage of different tax deductions, including deducting their mortgage interest and the insurance premiums of any private mortgage insurance. The IRS allows taxpayers to […]
How to get on the property ladder: Money experts reveals top tips for first-time buyers
According to Halifax, house prices increased by 1.5% over the last month, with an average home costing a whopping £227,871. Getting yourself onto the property ladder and getting the best mortgage deal is one of the biggest financial commitments you’ll ever make. There are many ways to save money and plenty of decisions to make […]
It’s time to ditch these 5 excuses and start saving now
Having to constantly hand over cash for endless necessities is just part of being an adult. Mortgage or rent, food, roof repairs, surgery for your dog (these are some of my own recent budget line items) … The list goes on and on. With all that going on, it can become easy to make excuses […]
Grocery store tour shares shopping tips
A grocery store tour at the Marshall Ingles on March 28 took a group of six women and two men through the store to share tips and ideas about how to shop health consciously and on a budget. Mary Beth Horrell led the tour. The longtime dietitian said the walk through the aisles aimed to […]
Get tips for travelling on a budget from YouTubers Damon And Jo
For those hesitant about traveling or studying abroad, YouTube sensations Damon Dominique and Jo Franco of “DamonAndJo” have a piece of advice: Just “shut up and go.” Dominique and Franco will make a stop at Syracuse University on Wednesday to give a presentation on learning languages and traveling on a budget titled, “An Evening with […]
3 Tools That Make Planning for Retirement Super Easy
No, saving for retirement isn’t daunting. A plan of action, coupled with the right tools at your disposal is key, experts say. The fact is, too many American’s aren’t keeping retirement top of mind. Some 21 million people aren’t saving for retirement at all, according to a Bankrate survey. Here are three tools bound to […]
Traditional retirement planning isn’t going to cut it. Do this instead
The retirement you saw your grandparents — or even your parents — live through will likely not be the retirement you choose for yourself. Consider the following: •In 1900, the average life expectancy was 47 years. Only 100,000 Americans lived to age 85. •By 2010, the number of people over 85 years old had grown […]
U.S. Workers Still Lag In Retirement Savings, But Execs See Some Hope
Many Americans remain unprepared for retirement, but rays of sunshine are peaking through the dark clouds, according to several National Retirement Plannng Coalition financial executives who spoke at a press conference kicking off National Retirement Planning Week on Monday. The optimism springs from the fact that 58 percent of baby boomers have some savings outside […]
Three money-saving birthday party tips
Here are three tips on how you can spend less time and money hosting your party, and more time enjoying your child’s special day. Reserve a shelter at a city park Depending upon where you live and the time of year, a community park might be the best venue for your party. Not only will […]
Saving the planet and your wallet
April is Earth Month, which means it’s time to focus on how we can better care for our planet that provides us with so many amazing things—like food, air, water, and beauty. Unfortunately, many people don’t think about all the small choices we make every day that can create a harmful impact on the Earth, […]
6 financial planning tips for soon-to-be parents
Having a child can be life-changing on multiple levels, including a financial one. If you’re expanding your family, here are a few money-related moves to make before the baby arrives. 1. Figure out whether you can live on one salary It’s often the case that when dual-income couples have a baby, one parent opts to […]