If it sounds too good to be true, it probably is. That’s sound advice for almost all aspects of life, including the search for mortgage relief services. Distressed homeowners don’t have to resort to third-party mortgage services. Free counseling is available at the Department of Housing and Urban Development (HUD). HUD programs such as the […]
Category: Finance
6 Personal Finance Apps That Help You Reach Your Financial Goals
Everyone who’s into managing his or her personal finances with the help of an app has heard about Mint, which currently ranks No. 24 among all free apps in the Finance category that can be downloaded from the Apple iOS Store. To offer you a couple of alternatives, I would like to introduce you to […]
3 Reasons Baby Boomers Might Never Manage to Retire
Countless older workers are already counting down the days until they retire. Unfortunately, a large number of baby boomers will inevitably be forced to postpone retirement, or face the possibility of never getting to retire at all. Here are a few reasons why. 1. They don’t have enough savings The average household aged 56 to […]
In the Garden: Tips to save money this year
Gardening doesn’t have to break the bank. In fact, if you decide to add edibles this year, you can save money by growing your own food. Consider these ideas to save money in 2018. Use inexpensive resources Use your local libraries to borrow great gardening resources. Get to know a gardener! They are often willing […]
IKEA Devon hints, hacks and money saving tips revealed
The snow has melted and the rain appears to have gone – for now. So now you’re looking forward to the rest of spring, sun – and of course the opening of Devon’s first IKEA store. Originally scheduled to open on May 1, Ikea chiefs will now welcome the world into Exeter on Thursday, May […]
Weekend: Some tips to help eat better on a budget
Eating healthy can be expensive, which is true with food prices going up. How can a family make it on a limited budget? Check out these shopping tips. • Plan meals in advance. By spending 30 minutes a week planning out meals and snacks, a family could save up to $10 a week. Doesn’t sound […]
Ervolino: Yes, you can trim your pet food budget without sacrificing good health
Every three or four weeks, I take my coonhound, Charly, to her groomer, Antonio. He cleans her ears, brushes her teeth, shampoos her hair, clips her nails and, for the grand finale, ties a chic bandanna around her neck. All Charly needs is some oversized sunglasses and she’d look just like Audrey Hepburn in “Breakfast […]
Pet Tax Deductibility
In general, deducting pet expenses on your tax return can get you into hot water with the Internal Revenue Service (IRS). Usually pet expenses will not hold up should the IRS audit you. However, specific cases exist that allow you to take legitimate tax deductions for spending on your pet. Regardless of how you justify […]
Top Tip: Have a personal finance day every month
Just as we all enjoy a day to ourselves; be it for shopping or a day at the spa – everyone should have a Personal Finance Day. What is a personal finance day? A Personal Finance day is a day set aside each month to sort out your personal finance needs. This will help you […]
6 Personal Finance Habits Everyone Should Get Into
Though Americans are slowly but surely ramping up their savings game, most are still falling short in that arena. An estimated 57% of U.S. adults have less than $1,000 available in savings, while 39% have absolutely no savings at all. Clearly, this means most of us need to do better. With that in mind, here […]
Do Your Taxes. Then, Read These Books
As you gather your receipts and W-2s this tax season, you may be inspired to tackle your overall financial well-being. Here are three books that can help. YOU ARE A BADASS AT MAKING MONEY Master the Mindset of Wealth By Jen Sincero 269 pp. Viking. (2017) According to this book, if you want to make […]
Don’t Let Taxes Kill Your New Business
It is an exciting time when you start your new business. You have so many things to think of that you may forget one of the most important aspects — taxes. Before you dive into the business world, take a few minutes to consider the tax aspects of your new business. Your tax obligations are strongly affected […]