Do you think gig workers — mainly freelancers, contractors, part-timers and temporary workers — are too busy scrambling for their next gig to bother thinking about retirement planning and other aspects of their personal finances? If so, think again. Seventy-eight percent of gig workers believe they are more involved in their personal finances as a […]
Category: Finance
How personal finance know-how helps your business
Operating a small business is a dream for many people. You can be your own boss. You may have a more flexible schedule, as well as the potential to earn more income. And you just might change the world. But when you are CEO, CFO, CMO and COO of your company, how do you stay […]
25 money-saving tips to help you make the most of your holiday
1) Timing Is Everything: Consider the travel before booking the flights for that bucket list trip. Prices can vary hugely based on time of year, whether you are travelling midweek or on bank holidays. Using an overview website like skyscanner.net can save you serious money when choosing the correct flight. 2) Don’t Be Schooled: Identify school holidays […]
Four goals for financial fitness
The chances are that those New Year’s resolutions to save more, eat better and exercise have fizzled out. That’s the problem with making impulse decisions when you are full of New Year bonhomie, rather than making concrete plans you’ve thought through and intend to stick to. If you are serious about the financial and lifestyle […]
8 steps to organise your personal finances in the new financial year
The beginning of a new financial year is an ideal time to review your financial plan, set your financial goals for the year and plan beforehand rather than leaving everything for the last day. Let us look at 8 important actions financial advisors recommend you should take now from a personal finance perspective. 1. Review […]
4 personal finance apps that will make you money
What’s the one thing that every person knows about their finances? There’s never enough money. Beyond that, Laura Cole, University of Tennessee Masters Investment Learning Center director, said most people don’t know the specifics of how their paycheck is spent. And even if they do have their finances perfectly organized, Cole said many times folks […]
Frontier Airlines to start offering service out of Portland jetport
The discount carrier will have flights to Denver, Raleigh-Durham, North Carolina, and Orlando, Florida, beginning this summer. Low-fare carrier Frontier Airlines plans to begin service this summer out of the Portland International Jetport, with flights from Portland to Denver, Raleigh-Durham, North Carolina, and Orlando, Florida. The airline announced Wednesday that flights to Denver and Raleigh-Durham […]
Stop Wasting Money and Finally Start a Budget
Diets and budgets have one important thing in common: The best one is the one you’ll stick with. And that’s pretty much it! There’s really no wrong way to make and maintain a budget as long as you’re tracking your spending versus your income and accounting for where every dollar goes. It’s a simple idea, […]
TOP TIPS FOR MANAGING PERSONAL FINANCES
Taking control of your financial future is important whatever your age. Thinking about saving for the future early is ideal for getting the most of your money at retirement. Planning and budgeting also gives you insight into where your money goes and helps you to change spending habits for the better. If you have debt, […]
What to do with a windfall
We all dream of that phone call announcing that we’ve won a large sum of money or inherited a small fortune from a distant relative, but do we really know what we would do with our unexpected windfall? Although we may be tempted go on the shopping spree of a lifetime, the smart thing would […]
Tax Shelters 101
When people think of tax shelters, they sometimes think of Swiss bank accounts, shady overseas investments, or fraudulent or questionable activities by wealthy but unscrupulous businessmen. That is an unfair characterization. The TurboTax website sums it up nicely – “A tax shelter is any legal strategy (that) you employ to reduce the amount of income […]
3 Reasons Not to File for Social Security at Full Retirement Age
Countless seniors today depend on Social Security to pay the bills in retirement. If you’re still working but are getting close to that stage of life, it’s important to develop a filing strategy that helps you make the most of those benefits. Now, as you may or may not be aware, your Social Security benefits […]