This is what individual experts have to say generally about an issue that affects each person differently—if you want personalized advice you should see a financial planner. Reframe the Conversation First, it’s so crucial that you recognize that you and your spouse grew up with different money mindsets. It can be easy to fight with […]
Just as we all enjoy a day to ourselves; be it for shopping or a day at the spa – everyone should have a Personal Finance Day. What is a personal finance day? “A Personal Finance day is a day set aside each month to sort out your personal finance needs. This will help you […]
Do you have ample financial controls to keep you afloat on your life journey in 2018? Do you have adequate capacity to take on the challenges: anticipate financial issues, understand the consequences for each decision and action taken, identify the interdependence of financial variables, and understand the nexus between your personal finances and other domains […]
Do you know how much money you’ll need to save for retirement? Chances are good that you don’t. More than 8 in 10 Americans have no idea how much retirement savings they’ll need when leaving the workforce, according to a recent Merrill Lynch survey. And, unfortunately, Americans who think they’ve got it all figured out […]
Are you among the 56.8 million Americans with a 401(k) plan from a small or midsize company? If so, did you know many of them aren’t so hot, with subpar, nosebleed-level fees and lousy investment options? And scant retirement advice? Here are my five simple steps to see if your 401(k) plan needs a wake-up […]
You don’t have to earn six figures to be happy. Author Dina Gachman knows from personal experience. She has faced student loans, made ends meet on unpaid internships and, along the way, figured out how to live the dream on a dime. “It’s not about feeling mopey because you can’t afford a private jet with […]
Homeowners are paying higher taxes of all sorts this year, from VAT and fuel levies to the new municipal property rates recently announced in many cities. However, self-employed individuals and employees who often work from home may be able to claw some of that back from the taxman. “Many employees prefer to work from home […]
The Federal Reserve makes headlines from New York to Hong Kong anytime it lifts its benchmark interest rate. Rightfully so, as any increase tends to drive up borrowing costs on everything from credit cards to auto loans and mortgages. There’s a more important factor that determines how much you’ll pay when you borrow money to […]
Your smartphone might be an expensive mini computer in your pocket, but hey, that device can save much more than phone contacts. Everyone likes the idea of saving money, but most time, our busy schedule gets in the way of our budget and at the end…we forget to save money However, with your smartphone, you […]
Studying abroad can be an exciting and fresh new experience for international students, but managing money can be a big challenge. In fall 2017, some 1,323 undergraduate students from foreign countries were attending the University of Massachusetts Amherst and 389 of them are freshmen, according to UMass At A Glance. For most of these students, […]
If you’d like to clean up your diet without spending a fortune, here are six tips you can try. 1. Identify key ingredients: Let’s talk strategy. By choosing a few main ingredients to use in meals all week long, you’ll save yourself from buying dozens of different things and having inevitable leftovers that go to […]
Atrial fibrillation is putting a huge burden on the NHS. The condition, which causes an irregular and often abnormally fast heart rate, increases the risk of stroke by up to five times, and is estimated to cause around 12,500 strokes each year. But around 7,000 strokes and 2,000 premature deaths could be avoided every year […]
