It is wonderful that modern medicine not only saves many young lives that even 50 years ago would have been lost, but it is extending our life expectancy out into the nineties. Many of us can expect to see not our grandchildren grow, but our great-grandchildren too (unless the continued postponement of birth into the […]
Saving money is essential to a secure future, yet according to a recent Bankrate survey, one in five Americans is saving nothing at all, and 65% of Americans are saving below the minimum recommended rate of 10% of income. Why aren’t more of us saving the money we need? For 40% of Americans, the problem […]
A new survey of 5,000 people by Carphone Warehouse reveals more about the lengths people will go to in order to save money. Some, such as taking your own bags to the supermarket (is there anyone who doesn’t?), are fairly standard but others are more unusual. Here’s a selection of some of the ones that […]
If you’ve read any personal finance advice, you know there’s one simple rule that comes up time and again: You need a budget. A budget is a roadmap for where your money will go so you can make your hard-earned income work for you. Budgets assign your money a job and establish spending limits for […]
Though Americans are slowly but surely ramping up their savings game, most are still falling short in that arena. An estimated 57% of U.S. adults have less than $1,000 available in savings, while 39% have absolutely no savings at all. Clearly, this means most of us need to do better. With that in mind, here […]
A new breed of state-based savings accounts can help workers prepare for retirement, in part by allowing them to push back the time when they file for Social Security payments, a new analysis suggests. Half of all states have considered plans to offer automatic individual retirement accounts, and at least five (California, Connecticut, Illinois, Maryland […]
One of the biggest problems people encounter when it comes to saving money is that they just can’t seem to figure out how to save more money. Very few people are actually saving the maximum amount they can. There is usually wiggle room somewhere in their budget. Many people aren’t properly tracking where their money […]
Ever wondered how to get your home looking picture perfect and Pinterest worthy? Or do you have interiors envy whilst flicking through the gorgeous pages of leading homes magazines. Well now, to celebrate the 10th anniversary of leading homewares haven Homesense, we have top tips for styling your home on a budget from the experts […]
If you’ve followed the news at all lately, there’s a good chance you’ve seen something about President Trump’s proposed tariffs on certain imports, as well as the term “trade war” being used to describe what could happen. While it may not seem like it, a trade war could have a major effect on the wallet […]
High school prom has turned into a red carpet event costing most families upwards of $600 for an evening of glamour, but experts say there are budget-friendly options for an equally beautiful night of fun. Sarah Tam, head of fashion at Rent the Runway, and Nick Stenson, vice president of Salon Services and Trend at […]
Nearly half of Americans have been carrying a credit card balance for two or more years. And the average household with revolving credit card debt owes $6,081. But not making payments in full and carrying a balance can add up, thanks to exorbitant, oftentimes double-digit interest rates. To give you an idea of just how […]
The deadline to file your taxes has come and gone. Twice, even: The original April 17 deadline was extended to midnight April 18 after the Internal Revenue Service’s official website crashed and left millions of people frustrated. If you still weren’t able to make the new deadline, though, you are not alone. Some people knew […]
