IT MAY be a century since women got the vote, but true financial equality is still years away as they continue to trail men on pay, pensions and savings. As millions of families mark Mother’s Day some may feel they have little to celebrate as the gender pay and pension gap remains alarmingly wide. Motherhood […]
THERE could be trouble in store for the millions of Britons who run up large debts on retailers’ credit cards while shopping on the high street or online. What starts as a bit of retail therapy could prove ruinous to your financial health, with store cards charging APRs of up to 39.9 per cent, more […]
1. Understand how your company makes money. The truth is, banks make money when they lend, and spend money when they pay interest on deposits. Don’t be like this in your job. Your salary is not paid automatically and will not just increase. Revenue needs to be earned. Understand how it is earned and your […]
Whether you’re looking to take a quick weekend getaway to the Grand Canyon, splurge on a luxury trip to Greece or take a one-month sabbatical in Japan, knowing how to properly plan and budget is crucial. Though travel prices are expected to be high in 2018 – research from the GBTA Foundation predicted airfare would […]
Most Americans are carrying around some amount of credit card debt. In fact, credit card debt in the United States has hit an all-time high of nearly $1 trillion. Additionally, more than half of us are living paycheck to paycheck, which makes paying that debt off seem nearly impossible. However, digging yourself out of debt […]
For families with a teen planning to attend a four-year college, visiting prospective campuses is a rite of passage. And so is worrying about money — starting with the visit itself. College visits can cost a pretty penny for lodging and food, but it’s all relative when you consider college costs themselves: according to the […]
Some U.S. homeowners are getting started early. Really early. Benjamin Ulloa, a 19-year-old real estate broker who lives with his parents in Oregon, purchased a home in Hoquiam, Wash., two years ago. He had worked in construction during high school, in the summers and when he wasn’t in class, and saved what he made while […]
People want to help a partner, adult child or friend in financial trouble. Or they want to assist someone in building a good credit history so he or she can rent an apartment or buy a home. So they lend someone their credit card. Nearly half of current or former credit cardholders say they have […]
There used to be a stigma attached to people who hopped from job to job, raising their salaries and expectations, along with their move from organisation to organisation. Considered flighty and a risk to the company, job hoppers were perceived as less reliable than those who put down roots. However, the Millennial generation sees job […]
As a small businesses owner, it’s important to watch carefully how your business allocates its hard-earned money. You may have limited cash flow, and if something unexpected happens, such as a fire or robbery at your business, you would need sufficient insurance to cover your losses. Sometimes you have to spend some money to save […]
In five years, Grant Sabatier of “Millennial Money” went from having $2.26 in his bank account to $1 million, thanks to a side hustle that he turned into a lucrative consulting company. “As soon as I began this journey, I looked up the best-reviewed personal finance books on Amazon,” the now 31-year-old tells CNBC Make […]
We have no problem spending money when it benefits our travel experience in a meaningful way — hey, we look forward to our vacations, we deserve the hell out of them, and we’re happy to splurge a little for a better experience. But what we’re not about is blowing money for no reason when we […]
