Wallets might be extra tight for college students, but that doesn’t mean dorm rooms have to be lifelessly dull, undecorated spaces. Here are some tips for dressing up living spaces, on a budget: Decorating for music lovers Have an affinity for music and want to show it off? There are plenty of ways to decorate […]
Category: Finance
Energy Tax Incentives 101
You want to be an energy saver and are interested in going green as much as possible through new energy efficient appliances, home modifications, and perhaps even building a brand new energy-efficient home. Every level of the U.S. government also wants you to be an energy saver, and is willing to back it up with […]
JPMorgan’s Kalpana Morparia: Understand the basics of personal finance
Smartest money decision: I went against the conventional wisdom that as one ages, debt and balanced schemes should form a major part of one’s investment portfolio. I stacked mine with equity schemes instead; the best investment decision. Biggest money mistake: I once made a bad real estate investment. I was gullible enough to believe everything that the […]
How Much Should Your Honeymoon Cost You?
From lists of romantic destinations to stories of around-the-world surf safaris, the honeymoon is billed as a once-in-a-lifetime adventure. The average couple spends around $4,466 on this special trip and an estimated 62% of couples foot the bill themselves. But with 72% of American couples paying for at least part of their weddings, executing this […]
7 budgeting tips for freelance journalists
Money can be an uncomfortable topic to talk about with fellow journalists. However, for freelance journalists, whose income is not fixed, knowing how to plan for a healthy financial situation is necessary to be able to continue to pursue the career they enjoy. IJNet asked two freelancers about their financial planning, and they shared tips […]
42% of Americans are at risk of retiring broke
At this rate, retirement is more of a fantasy than a reality for many people in this country. About 42 percent of Americans have less than $10,000 saved for when they retire, according to a study by GoBankingRates released Tuesday. The No. 1 reason most people cited for not stashing more away was because they […]
Three things to know if your parent dies broke
Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of $20,000 — and debt collectors who insisted the son was legally obligated to pay what his father owed. Fortunately, Schmoll knew better. “I’ve been working in financial services […]
National Nutrition Month: Tips for sharing meals, saving money
With March being National Nutrition Month, Finger Lakes Eat Smart NY is offering three tips to make it easier to plan family meals while stretching your food dollar: • Map out your meals each week: Avoid stress by planning a weekly menu with your family. Meals like stews, casseroles and soups “stretch” expensive items into […]
6 Travel Tips for Muslim Tourists in Taiwan
Foreign tourists coming to Taiwan began to increase in the recent years. Throughout 2017, local government recorded 3 million foreign tourists visited that island in the southeast China. Foreign tourists come from various countries including Indonesia which is the Muslim-majority country since Taiwan government launched a Muslim-friendly tour. “The government has a new policy for them (tourists) […]
Budget tips to give your home a revamp in time for summer
We all want to look our best for summer and your home deserves it too so follow our budget-friendly decorating tips to get your home summer ready. Before long we will be shaking off the blankets, turning off the fire and putting the thermals firmly away. Little touches can make a big difference so upgrade […]
PERSONAL FINANCE: Fewer deductions for the little guy
Families with children in arts and sports programs — and those taking public transit — are likely going to be forking over more of their hard-earned money to Ottawa this year, say tax specialists. Two tax credits, one for children’s arts and the other for fitness programs, are gone this year after being cut […]
Paying down debt vs. building savings? How to choose
Simple math suggests it’s likely better to get rid of debt before saving for retirement or adding to your emergency fund. In general, if the interest you pay is higher than the interest you earn, you’re losing money. But personal finance decisions are rarely so simple, and ditching debt first isn’t the right choice for […]