It’s always good to pay off your credit card debt, but now may be a better time than ever to do so. Americans’ debt levels have been growing and interest rates are rising — a combination that could put consumers in a bind if they carry a balance on their cards. The Federal Reserve said […]
If you’re planning to sell a home in spring, prepare now for the crucial (and fun) job of luring home shoppers. Homes that look loved and well-maintained get more attention — and first impressions matter: “A buyer makes their buying decision as they are coming up the front walk or walking through the front door,” […]
Here is our guide to cutting the cost of insuring your motor vehicle. Lot’s of people hate the fact that they have to pay for insurance when they buy a car. But despite most of us never having to use it, it’s good to be safe in the knowledge that, should something go wrong on […]
Is there a first edition Harry Potter hidden away in your bookshelf – or a £7,000 copy of the Beano in the cupboard? Before you go chucking that battered old Millennium Falcon toy out or taking old records to the charity shop, ask yourself a question. Could they be worth a small fortune? Because some […]
When you begin your career, one of the best things to do is to start saving for retirement. Although retirement might seem too far away to worry about now, having a large enough nest egg so you can retire comfortably takes decades to achieve. When investing, time is a great ally. Your employer may offer […]
Wamaitha runs a hardware store in Kitengela. It has been open for five years, and does well. It has its ups and downs but in general, it pays the bills and supports her lifestyle quite well. Wamaitha wants to take her business to the next level. Let’s examine her options. Wamaitha has an assistant manager […]
It’s Union Budget day and if you’re some one who tends to keep their purse strings rather lose due to sheer habit, then right now might be the time to start rationalizing your expenditure. Household expenses are capable of making a huge hole in your earnings every month and a big part of those is […]
It’s common knowledge that money is a point of contention for many couples, but the issue is not necessarily a lack of money. Differences in spending habits or attitudes toward money can be the culprit too, contributing to financial incompatibility. “Money lessons are learned in childhood and will often guide decision-making later in life,” said […]
The B word (budget), much like the D word (diet), is enough to make most recoil. It’s too much work, too hard to stick to a plan, or too easy to miss out on fun. However, just as taxes and death are two certainties in life, managing money — however good one might be at […]
As your business grows and transitions from a small to a medium-sized firm, it can be an exciting and challenging time. However, one of the most challenging hurdles many businesses face is ensuring they have enough liquid capital to invest in technology, people, and whatever else that’s required to take their team to the next […]
Most people spend much of their working lives saving for their future. Yet, after so many years of being disciplined about saving, many of my clients are uncertain how to allocate their hard-earned nest eggs once in retirement. As a financial advisor, I have found that there are two primary reasons for this. First, they […]
Airlines are looking to take advantage of the strong economy. Unemployment is at a 17 year low and more people with jobs could mean more business travel. Thus, more people flying to their vacation destinations. To keep up, many airlines are adding more flights and flying larger planes. These changes could result in more available […]
