Get your finances in shape quickly with these simple strategies. Taking steps to achieve financial health is just like setting a goal to lose weight – it doesn’t happen overnight. Setting yourself up for financial success requires time, dedication and maintenance. Still, many people want to see results quickly or they lose the drive to make critical […]
Category: Finance
Personal Finance: Demystifying required minimum distributions
More than 3 million American baby boomers this year will attain an important milestone: three score years and 10. And while 70 may be the new 60, Uncle Sam says that 70 is still 70, and he wants to start taxing your retirement savings. In exchange for the opportunity to delay income tax on retirement […]
Retirement: 3 tips to boost your Social Security benefits
Social Security serves as a critical source of income for millions of retirees, but the benefits you wind up with aren’t necessarily set in stone from the get-go. In fact, if you play your cards right this year, you could end up with a higher payout by the time you start collecting Social Security. Here […]
Tax-Saving Tips for the Newlywed
The most common ways when you discuss how to save income tax is through life insurance policy or investments. In addition to these, there are several other ways to save taxes. Here are four tax-saving tips. Investments Investments are often used to invest today in order to achieve returns in the future. In addition to […]
How to get ahead and save money on flights and music festivals for summer 2018
It’s no secret that January always feels like the longest month of the year. With the expense of Christmas, and many who are paid monthly having to wait almost six weeks for the first pay day since the festive season, people in Burton, Uttoxeter and South Derbyshire will have found themselves crawling towards the end […]
Personal Finance: 5 steps to take 5 years before you retire
With the average lifespan of the human race expanding more than ever due to health care advances, it’s not unlikely that people will be retired for 20 or even 30 years. Retirement is as much a journey as the journey it took to get there. Here are five steps to take to make sure you […]
5 Facebook Advertising Tips to Help You Maximize Your Budget in 2018
If you want to be successful on Facebook in 2018, you’ll need more than just incredible content. In fact, Facebook marketing success is as much about distribution as it is content. Especially as organic reach in Facebook’s News Feed continues to decline for many Pages. So how do you get your Facebook content in […]
Debt-relief measures ‘will reward irresponsible consumers’
Proposed legislation to help over-indebted consumers might prove to be a double-edged sword, discouraging consumers from managing their credit responsibly, the Banking Association South Africa (Basa) warns. The organisation was referring to the draft National Credit Amendment Bill, which was published by Parliament’s portfolio committee on trade and industry last year. Public hearings on the […]
For-profit loan forgiveness program could see major cut
WASHINGTON — The Education Department’s plan to provide only partial relief to some students defrauded by for-profit colleges could reduce overall payments by about 60 percent, according to a preliminary analysis obtained by The Associated Press. The agency announced in December that it was discontinuing the Obama administration’s practice of fully wiping out the loans […]
Tips For Analyzing Personal Financial Position
Do you want to analyze the status of your personal finance? If yes, this page is absolutely useful for someone like you. What do you mean by personal finance? Well, in simple words, it is an art of and science of handling money intelligently. What does it include? Personal finance covers all types of financial […]
Why willpower can fail you when trying to save
A survey conducted by the University of Pennsylvania a few years ago asked respondents to rank their strengths in 24 different skills. Self-control was at the bottom of the list. This is bad news for all activities that require self-control to achieve a goal. Investing is one of them. We need to exercise self-control to […]
What makes a good financial adviser?
Tough economic conditions are expected to persist this year, and many South Africans need guidance on how to build financial security and avoid tapping into savings and taking on debt. Despite this need for advice, only 13% of employed South Africans who live in metropolitan areas have a relationship with a financial adviser, according to […]